High Risk Payment Gateway
& Merchant Account Solutions
Accept card payments, crypto, swap assets and issue virtual cards - with zero KYC, zero signup and instant USDC payouts to your own wallet.
Our Services
Instant Access & Instant Approval
Start accepting all major card networks and payment methods immediately. No application process. No waiting.
- Accept Visa, Mastercard, Amex, Google Pay and Apple Pay instantly
- No sign up - Zero KYB, merchant stays anonymous
- Instant payouts in USDC directly to your own wallet
- Zero chargebacks - all payments are final and irreversible
- Installs directly on WooCommerce or WHMCS
Buy Gift Cards with Crypto
40+ retailers. Pay with Bitcoin, Ethereum, USDC and more. Get instant redemption codes.
- Browse 40+ retailers - Amazon, Google Play, Apple, Uber, and more
- Pay with any major cryptocurrency - Bitcoin, ETH, USDC, USDT
- Instant redemption codes sent to your email
- No KYC, no ID required - pay anonymously with crypto
- Real-time payment tracking and status updates
Accept Every Major Cryptocurrency
Bitcoin, ETH, USDC, USDT and all major tokens. Instant access with no delays, no holds and no KYC.
- Accept Bitcoin, ETH, USDC, USDT and every major crypto or token
- No sign up and No KYC - instant access
- Instant payouts to your own wallet with every transaction
- Accept payments directly on your website or WHMCS
Swap Crypto Instantly, Anonymously
Zero KYC decentralised exchange with WalletConnect support. No delays, no holds, no paperwork.
- Instant and unlimited crypto exchange with no delays or holds
- Zero KYC anonymous DeFi exchange and swap
- WalletConnect support - avoiding sending mistakes
- Exchange within the same chain or cross-chain
- Completely secure through DEX (decentralised) services
Pricing
The lowest flat fee
in high-risk payments
Traditional high-risk processors trap you with hidden fees, rolling reserves, and chargeback penalties. GatePay charges one flat fee and nothing else - see exactly what you keep.
- 5–16% processing rate + monthly fees
- 5–10% rolling reserve held for 6 months
- $25–$100 chargeback fee per dispute
- $500–$1,000 setup & application fees
- Weeks to get approved - if at all
- One flat 6% fee - nothing else
- Zero rolling reserves, zero hold period
- Zero chargebacks - all payments are final
- No setup fee, no monthly fee, no contract
- Instant approval - start in minutes
No application. No monthly fees. No rolling reserve. Just one flat rate.
Shop Any Retailer, Pay with Crypto
Browse 40+ major retailers and buy gift cards instantly with any cryptocurrency. Get your redemption code immediately, no KYC, no signup required.
- Browse 40+ retailers - Amazon, Apple, Google Play, Uber, and more
- Pay with crypto - Bitcoin, Ethereum, USDC, USDT, and all major tokens
- Instant redemption codes - delivered to your email immediately
- No KYC, no ID, completely anonymous crypto payment
GIFT CARD
Spend Crypto Like Cash
Instantly issue Visa, Mastercard or PayPal balance virtual credit cards. Fund with crypto - no paperwork, no KYC, no signup. Use anywhere that accepts cards, Apple Pay, Google Pay or PayPal NFC.
- Instantly issue Visa, Mastercard or PayPal balance VCC
- Fund your card using crypto - zero paperwork required
- Anonymous cards - no signup, no KYC, no ID
- Spend online or via Apple Pay, Google Pay or PayPal NFC
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Valid Thru
12/27
Frequently Asked Questions
How do I start accepting payments?
No integration account needed. Make a POST request to api.gatepay.to/pay.php with your wallet address, amount, currency and a callback URL. You receive a checkout URL back immediately. Redirect your customer there and payment lands in your USDC wallet on completion.
What payment methods are supported?
Credit and debit cards: Visa, Mastercard, American Express, Google Pay, Apple Pay, UnionPay, Klarna, SEPA, Swish, and Faster Payments. Crypto: Bitcoin, Ethereum, USDC, USDT and all major tokens.
How fast are payouts?
Instant. As soon as a payment is confirmed, USDC is sent directly to your configured wallet address. No holding periods, no rolling reserves, no manual withdrawals. Every order triggers a direct payout.
Is there any KYC or sign-up required?
None. GatePay requires zero KYC, zero sign-up, and no API keys. Provide your wallet address in the POST request - that is all that is needed to start processing. Your merchant identity remains anonymous.
What are the transaction fees?
Competitive fees are deducted per transaction with no monthly subscriptions or setup costs. Fees are purely so we can keep this great service running.
Are there chargebacks?
No. All payments processed through GatePay are final and irreversible. There is zero chargeback risk for merchants, which is one of the core benefits of the platform.
Can I use this for high-risk businesses?
Yes. GatePay is specifically designed for high-risk merchants - including industries that are declined by traditional acquirers. No KYB, no business verification, instant approval.
Still have questions? Contact us on Discord →